*Past performance cannot be guaranteed for future performance either in rising or falling markets.
TAMAR SECURITIES, LLC is an independent SEC-Registered Investment Advisor.
Graphic is not scaled to accurately reflect the exact difference in risk between strategies. It is meant to be an illustrative aid.
The MVS® strategy is an actively managed equity portfolio that invests in individual stocks across major global sectors. The portfolio primarily emphasizes established companies with strong cash-flow generation and resilient business models that continue to benefit from transformative global trends. With roughly 25–30 holdings, MVS® provides diversified exposure to businesses participating in secular growth themes, aiming to deliver consistent and meaningful long-term capital appreciation.
The GMVS™ strategy is an actively managed equity portfolio that invests in a small group of individual stocks with exceptional long-term growth potential. The portfolio emphasizes innovative global companies in the earlier stages of expansion. These are mostly businesses developing new technologies and services that are fundamentally reshaping the global economy. The GMVS™ strategy is designed to accept higher volatility in pursuit of substantial capital appreciation.
The TAF® strategy provides globally diversified equity exposure through a mix of sector-focused and thematic exchange-traded funds (ETFs). The portfolio combines broad market coverage with targeted investments in areas we believe offer strong long-term growth potential, guided by a top-down view of global economic trends. Designed to balance opportunity and stability, the TAF® strategy seeks consistent growth through tactical allocation, active oversight, and the liquidity advantages of exchange-traded funds.
The TAM® strategy provides globally diversified equity exposure through a carefully selected mix of active and index mutual funds. The portfolio combines broad market access with targeted exposure to sectors and regions positioned for long-term growth. At its core, this discipline is guided by a top-down view of global economic trends. Designed to be flexible across a range of account sizes, the TAM® strategy seeks consistent capital appreciation through disciplined asset allocation and active oversight.
The TAV® program combines select disciplines from Tamar’s core models—MVS®, TAF®, TAM®, and FIP®—into a single, actively managed allocation. Each TAV strategy uses an asset allocation mix calibrated to the client’s objectives. This integrated approach allows for broader diversification, multi-asset exposure, and strategic rebalancing across the core investment strategies.
| Strategy (Allocation Targets) | MVS/GMVS (Individual Stocks) | TAF (ETFs) | TAM (Mutual Funds) | FIP (Fixed Income) |
| TAV Ultra Aggressive | 50% | 25% | 25% | — |
| TAV (A) | 25% | 35% | 40% | — |
| TAV (MA) | 20% | 35% | 45% | — |
| TAV FIP (A) | 23% | 22% | 25% | 30% |
| TAV FIP (MA) | 18% | 17% | 25% | 40% |
| TAV FIP A (International) | 25% | 35% | — | 40% |
| TAV FIP MA (International) | 35% | 20% | — | 45% |
| TAV FIP (International) | 15% | 30% | — | 55% |
| TAV FIP | 30% | — | — | 70% |
| TAV FIP Conservative Blended | 20% | — | — | 80% |
| TAV FIP Ultra Conservative | 10% | — | — | 90% |
The TAV® equity suite combines Tamar’s equity disciplines—MVS®, GMVS®, TAF®, and TAM®—into a single, actively managed portfolio. Portfolios aim to diversify across a broader range of industries, geographies, and asset categories. Strategies vary in composition and are rebalanced periodically to maintain target allocations.
| Strategy (Allocation Targets) | MVS/GMVS (Individual Stocks) | TAF (ETFs) | TAM (Mutual Funds) |
| TAV (MA) | 20% | 35% | 45% |
| TAV (A) | 25% | 35% | 40% |
| TAV Ultra Aggressive | 50% | 25% | 25% |
The TAV FIP program combines Tamar’s core equity and fixed-income disciplines—MVS®, GMVS®, TAF®, TAM®, and FIP®—within a single, actively managed allocation. Strategies range from portfolios tilted toward equity growth to those emphasizing income and capital preservation. Each allocation is actively managed to maintain alignment with its defined target.
| Strategy (Allocation Targets) | MVS/GMVS (Individual Stocks) | TAF (ETFs) | TAM (Mutual Funds) | FIP (Fixed Income) |
| TAV FIP Ultra Conservative | 10% | — | — | 90% |
| TAV FIP Conservative | 20% | — | — | 80% |
| TAV FIP | 30% | — | — | 70% |
| TAV FIP (MA) | 18% | 17% | 25% | 40% |
| TAV FIP (A) | 23% | 22% | 25% | 30% |
The TAV FIP International category is designed primarily for foreign investors and closely aligns with the intentions of the broader TAV FIP program. It offers a similar allocation framework— MVS®, GMVS®, TAF®, and FIP® investment disciplines—through non-mutual-fund investment vehicles.
| Strategy (Allocation Targets) | MVS/GMVS (Individual Stocks) | TAF (ETFs) | FIP (Fixed Income) |
| TAV FIP (International) | 15% | 30% | 55% |
| TAV FIP MA (International) | 35% | 20% | 45% |
| TAV FIP A (International) | 25% | 35% | 40% |
The FIP + MVS® (or GMVS®)Hybrid program combines Tamar’s equity models—MVS® or GMVS®—with the FIP® fixed-income strategy to deliver a balanced mix of individual stocks and bonds. Each portfolio provides balanced exposure to growth and income, with allocations ranging from roughly 30% to 60% in fixed income.
| Strategy (Allocation Targets) | MVS/GMVS (Individual Stocks) | FIP (Fixed Income) |
| FIP MVS | 40% | 60% |
| MVS FIP MA (Moderately Aggressive) | 60% | 40% |
| MVS FIP A (Aggressive) | 70% | 30% |
The MVS (or GMVS) + TAF Hybrid strategy combines MVS® (or GMVS®) with TAF® to create a unified equity allocation spanning individual stocks and exchange-traded funds. This approach broadens diversification across sectors, industries, and investment styles while maintaining a consistent focus on long-term capital growth.
| Strategy (Allocation Targets) | MVS/GMVS (Individual Stocks) | TAF (ETFs) |
| MVS + TAF Hybrid | 65% | 35% |
The FIP® strategy is an actively managed fixed-income portfolio designed to deliver tax-efficient income and capital stability through direct ownership of individual bonds. The program invests across multiple segments of the bond market—including U.S. Treasuries, government agencies, municipal bonds (taxable and tax-exempt), corporate debt, convertible debt, and preferred securities—allowing for precise control of duration, yield, and tax exposure. Using a broad broker-dealer network, we source bonds in both primary and secondary markets to secure competitive institutional pricing. Portfolios are tailored to each client’s objectives, whether they prioritize liquidity, consistent income, or higher total-return opportunities.
The CMP™ strategy is built to prioritize liquidity and capital preservation while earning a competitive return. Portfolios consist primarily of U.S. Treasury bills, short-term notes, government agency bonds, and FDIC-insured CDs, providing clients with quick access to cash and capital stability.
This strategy invests in agency securities backed by U.S. government-sponsored enterprises. Portfolios are actively managed to identify attractive spreads to Treasury securities to balance volatility risk and yield enhancement.
The municipal bond strategy targets state and local issuers with strong credit fundamentals. Through independent credit research, we identify opportunities for attractive after-tax income in both tax-exempt and taxable markets. We focus on municipal debt backed by stable revenue sources, such as essential services payments, state tax collections, and property tax receipts.
This strategy invests primarily in fixed-rate corporate debt across both investment-grade and high-yield issuers with strong cash flows and solid balance sheets. Our research-driven approach seeks undervalued opportunities within credit markets, aiming to generate dependable income and potential price appreciation.
The preferred securities strategy focuses on preferred stock, including fixed-rate, fixed-to-float, and convertible structures. Active research and security selection allow us to identify opportunities for enhanced yield and total return potential
